Made for: Families, couples, freelancers, small businesses, and organizations that manage money together.
Money conversations at home are hard. One person tracks everything, the other feels watched, and the spreadsheet is out of date by the 10th of the month. Mafice is built to fix that.
It takes the envelope habit many Indonesian households already know, splitting the salary into envelopes on payday, and makes it shared and digital. You decide together where the money should go, everyone records spending in one place, and Mafice warns you before an envelope runs dry.
Most budgeting apps stop at “income, expense, report.” Mafice follows the whole journey: income, allocation, spending, rollover, goals, and assets.
Mafice is live at mafice.web.id. Start on the free plan, no credit card needed, and upgrade when your household or team grows.
Why people choose Mafice
- Every rupiah gets a job. Split income into envelopes for needs, family, leisure, savings, debt, and goals before the month starts, instead of wondering where it went afterwards.
- Leftovers carry over. Spent less on eating out this month? Carry the remainder forward in full, in part, or up to a limit. A month-close step records every rollover, so nothing goes missing.
- One workspace, one team. Invite your partner, family, or colleagues as owner, member, treasurer, or viewer. Everyone works from the same numbers.
- Less typing. Import statements from BCA, BRI, GoPay, DANA, ShopeePay, and OVO as PDF or CSV, and scan receipts on your phone.
- See the bigger picture. Track assets, investments, home loans, and net worth to answer the question that matters: is our financial position getting stronger?
- Home and business apart. Separate workspaces for personal, family, freelance, business, and organization money, so they never get mixed up.
Everything included
- Pockets for cash, bank, and e-wallet accounts, in rupiah and seven other currencies
- Envelope budgets with rollover and a monthly close
- Savings goals you can fund, pause, and mark as achieved
- Recurring bills on a monthly calendar, with reminders
- Monthly reports, CSV export, and summaries you can share on WhatsApp
- For organizations: spending approval, a dues tracker, and a public report link for members
- For small businesses: departments, reimbursement claims, and a package for your accountant
- In Indonesian and English, in your browser, and installable on your phone like an app